Whether you are acquiring a business, adding equipment, funding operations or purchasing commercial real estate, the review begins with use of funds, operating results, existing debt, available security and repayment capacity.
Each transaction has a different underwriting logic. Clarify the structure and operating facts before selecting a financing path.
For the purchase of an established company, store, operating assets or ownership transition.
For new or replacement machinery, commercial vehicles and operating equipment.
For inventory, payroll, receivables, seasonal needs, new orders and expansion.
For property purchase, refinancing, owner-occupied assets and selected bridge needs.
You have identified a target and want to understand buyer equity, seller financing and debt capacity.
An established business plans a new location, added capacity or entry into a new market.
You need equipment or property but do not want to use all available operating cash.
The project may be sound, but timing, income structure or security is more complex.
You want to consolidate obligations, improve cash flow or address an upcoming maturity.
An accountant, realtor, immigration advisor or lawyer needs a financing review for a client.
Capital providers differ in their requirements for industry, operating history, cash flow, credit, security and transaction structure.
Confirm the amount, use of funds, project background and funding date.
Review operating results, debts, assets, security and projected cash flow.
Consider bank, non-bank, equipment and asset-supported alternatives.
Submit through the selected path and coordinate documents, valuation and conditions.
The exact list depends on the transaction. Do not send identity documents, full tax returns or sensitive account information through ordinary text messages.
Terms, rates, fees, security and approvals depend on the borrower, transaction and capital provider. This page provides general information only and is not financing advice, a commitment to lend or a guarantee of approval.
Select the closest use of funds and submit a preliminary inquiry to identify the next information required.